Anthony M. Vogler Well, after leaving you all, I headed off to Tampa, FL. I received a Bachelor of Science degree from The University of Tampa in 1970 where I majored in Economics and Business Administration and minored in Chemistry and Mathematics. I came back to Eastchester, got married in '75, divorced in '78 & moved to Bronxville, and to Harrison in 1981. In 1971 I founded Padtech, Inc., a textile machinery importing and sales company, which I owned and operated for 4 years. Concurrently, I was director of research and development of new products and manufacturing systems for LCJ Industries, Inc., a major textile converter in NY City. In 1975 I began my financial career as a senior credit analyst in the commercial loan division at Manufacturers Hanover Trust Co. During 1978 & 79 I was a stock and bond trader managing money for several family members and myself. I was securities licensed in 1980 and became a Registered Representative of Ernst & Company, with an office in the Westchester Country Club where, for 11 years, I concentrated on the growth of and income from financial assets - mainly stocks and bonds. In 1991, with my move to Advest, I became insurance licensed for variable annuities and life insurance as well as health, disability, accident and long term care insurance, representing most of the major insurance companies. I then began the transition to financial planning for small business owners, professionals, executives and retirees and their families usually through a coordinated effort between myself and my client's lawyers and accountants. Additionally, I also transitioned into employee benefit plan design, which includes: 401-K, profit sharing and money purchase plans; group health, life, disability and long term care insurance; cafeteria and medical savings plans; 529 college savings plans and employee stock purchase plans. In 1996 I founded Harrison Financial Services, which changed its name to The Harrison Group in 2002. Separately, since May 1997 I have been a Registered Representative of Royal Alliance Associates, Inc.